📄 Website & Email Disclaimer | De Credito SA (Pty) Ltd

1. Confidentiality & Legal Privilege
Emails and any attachments are strictly confidential and may contain legally privileged information intended solely for the named recipient(s). If you are not the intended recipient, you are hereby notified that any use, disclosure, distribution, or copying of this communication is strictly prohibited. If you have received this email in error, please notify the sender immediately and delete it permanently from your system.
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2. No Liability for Damages
De Credito SA (Pty) Ltd and its affiliated entities accept no liability for any loss, damage, or expense arising from this email, including but not limited to:
- Incomplete or delayed transmission
- Interruption, interception, or unauthorized access
- Presence of viruses or malware
- Reliance on the content without independent verification
No warranties—express or implied—are made regarding the accuracy or completeness of the information provided.
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3. Security of Communication
While every effort is made to ensure that our communications are secure and free from viruses or other malicious code, recipients should carry out their own virus checks before opening attachments. We cannot accept responsibility for any loss or damage arising from the use of this email or attachments.
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4. Misdelivery & Interception
No email from De Credito SA (Pty) Ltd shall be construed as a legally binding offer or acceptance of any agreement, obligation, or undertaking unless explicitly stated and confirmed in a formally executed contract or SWIFT instruction (if applicable). Any views expressed are those of the individual sender and do not necessarily reflect the views of the company unless expressly stated.
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5. Privacy and Data Protection 
We value your privacy. Any personal data shared with us will be handled in accordance with our Privacy Policy and applicable data protection laws. We do not sell, rent, or distribute your personal data to third parties, except where legally required or for the fulfillment of contractual obligations. You may request to view, update, or delete any personal information we hold by emailing: compliance@decreditosa.com
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6. Jurisdiction and Governing Law
This disclaimer and the content of any communications are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.
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7. Third-Party Links & Forwarding
Any opinions or views expressed in this email are those of the author and do not necessarily represent those of the company unless explicitly stated. If this message is forwarded or shared, the original disclaimer must remain attached and intact.

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